A turning point is happening. Recently, two major pieces of news emerged almost simultaneously, painting a completely different picture for the crypto market in 2026.

Let's start with the first—an official recommendation from a major U.S. bank to its clients to allocate up to 4% of their investment portfolios to Bitcoin and crypto assets. This is not just a research report speculation, but a public statement from a leading Wall Street institution. What does it mean? Hundreds of trillions of dollars in traditional funds now have official guidance for entry. Wealth management firms that previously hesitated now have ample reasons and compliant pathways to allocate to crypto assets.

The second piece of news comes from the Federal Reserve. At the board level, it was suggested that this year interest rates should be cut by more than 100 basis points, and it was openly admitted that current policies are putting pressure on the economy. This magnitude far exceeds previous market expectations of a mild rate cut. Combined, it indicates that an extremely loose monetary environment will be the main theme throughout the year.

When these two events intersect, the resulting chemical reaction is worth pondering. On one side, under low-interest-rate conditions, funds are forced to chase higher-yield assets, boosting risk appetite; on the other side, the compliant channels for institutional allocation are opening, removing barriers to entry. The cheapest money meeting the most eager money to get in makes the market's logical chain particularly clear—a new cycle driven by large capital has already begun.