As central banks around the world accelerate the development of digital currencies, the competition for on-chain interest-bearing assets has quietly intensified. Some projects have proposed a decentralized solution: launching assets backed by crypto assets, automatically accruing interest, and capable of global circulation.

The core logic of these projects is quite interesting—they are not just technological innovations but also involve a rethinking of the nature of money. Those holding related tokens are, to some extent, participating in building a new decentralized financial infrastructure.

From the project's vision, they aim to enable everyone to create their own interest-bearing assets without relying on centralized institutions. This level of freedom cannot be achieved within traditional financial frameworks. Compared to the centralized management of the central bank system, this indeed represents a paradigm shift.

From an investment perspective, participating in early-stage infrastructure tokens often yields long-term benefits. The performance of many key infrastructure tokens in history has proven this. In the era of financial digitization and reshaping, engaging in such projects is not only about financial returns but also a practical step toward personal financial sovereignty.

Of course, all of this depends on whether the project can continuously deliver technological and ecological value.