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Probably not the only one thinking this way—we really don't need so many fintech wrapper projects flooding the space. And it's not about being a purist either. The thing is, these projects fundamentally don't leverage what blockchain actually brings to the table. Honestly, they could accomplish everything on a private network without breaking a sweat. The bells and whistles of decentralization are wasted on projects that don't actually need it. It's like using a tank to deliver groceries—technically possible, but completely missing the point.