The traditional banking system? It's rigged. Retirement accounts generating a measly 0.01% yield while inflation eats away your savings—that's not a feature, that's a scam wrapped in a suit. Banks make billions while you get pennies. There's got to be a better way. Enter decentralized finance: self-managed accounts, transparent fixed rates, and zero middlemen taking cuts. No corporate bureaucracy, no suits deciding your money's fate. You control it. The infrastructure for real alternatives exists now—you just need to know where to look. That's the future of personal finance.