High-net-worth user asset allocation in practice: How Gate Private Wealth Management builds a robust crypto portfolio

At the beginning of 2026, the crypto market demonstrated new vitality. Bitcoin price has rebounded to $95,317.9 USD, with a market capitalization reaching $1.9 trillion; Ethereum also stabilized around $3,321.6 USD. The market’s recovery and maturity are attracting the attention of high-net-worth investors and family offices worldwide. They are no longer satisfied with simple buying and selling but are seeking systematic, professional crypto asset allocation solutions.

Market Evolution: From Trial to Structured Allocation - A New Trend in Wealth Management

The boundaries of traditional wealth management are being redefined. The complexity, volatility, and potential returns of the crypto market are increasing high-net-worth clients’ demand for professional, stable, and customized services.

Industry data shows that 74% of ultra-high-net-worth family offices have invested in or are actively evaluating crypto assets. This growth is driven not only by price cycles but also by the maturity of regulated investment tools such as custodial services and ETFs. Asian high-net-worth investors are pouring into the crypto market, with some institutions planning to allocate about 5% of their portfolios to this asset class.

UBS points out that some overseas Chinese family offices are the driving force behind this shift. Market participants are transitioning from “testers” to “structured allocators.”

Demand Analysis: Core Concerns of High-Net-Worth Individuals in the Crypto World

As asset sizes grow to a certain level, what truly impacts long-term results is no longer just capturing short-term market movements but whether the assets themselves are manageable, adjustable, and resilient to risks.

After entering the crypto market, high-net-worth investors’ focus shifts. Compared to potential returns from single strategies, the following three issues are more critical:

• Can risks be systematically identified and managed?
• Can strategies operate continuously across different market cycles?
• Can assets be clearly managed and continuously optimized?

These needs make single-product financial management approaches gradually insufficient and promote the crypto market toward a more professionalized asset management system.

Service Framework: Gate Private Wealth Management’s Systematic Solutions

Addressing these core needs, as a leading global crypto financial platform, Gate Private Wealth Management offers exclusive services to high-net-worth clients with assets exceeding $1 million USD. This service is not based on popular strategies but on establishing a long-term operational management framework tailored to the client’s asset size, investment cycle, and risk tolerance. Its core advantages are reflected in the following aspects:

Exclusive Customization: Combining market cycles and client risk preferences to dynamically balance the weights of BTC, ETH, stablecoins, and emerging tokens.

Multiple Strategies in Parallel: As of January 13, 2026, the strategy portfolio of Gate Private Wealth Management includes USDT category strategies such as “StarCore Intelligent Investment” with a historical reference performance of 10.5%, and “StarTrack Arbitrage” at 7.22%.

Lower Entry Barriers: To enable more high-asset investors to access professional management systems, Gate has lowered the minimum subscription threshold for private funds from 1 million USDT to 500,000 USDT.

Core Advantages: Security, Ecosystem, and Global Layout

In crypto wealth management, security and transparency are top priorities. Gate provides institutional-grade secure custody solutions, including multi-signature and cold wallet isolation mechanisms, on-chain verifiable asset proof (PoR) systems, and global compliance deployment. The security architecture adopts industry-leading multi-layer encryption and custody systems, including cold-hot wallet separation, MPC multi-party computation technology, real-time risk control systems, and third-party security audits.

The GT ecosystem value plays a strategic core role in Gate Private Wealth. The platform token, Gate Token (GT), allows high-net-worth clients to participate in platform governance, enjoy fee discounts, receive exclusive profit sharing, and gain priority access to new projects. As of January 14, 2026, GT is priced at $10.67 USD.

Global Service Network: Gate’s wealth management team covers international financial centers such as Singapore, Hong Kong, Zurich, and Dubai, providing cross-border tax and compliance consulting to ensure clients’ asset structures meet regulatory requirements.

Future Outlook: The Trend of Integration Between AI and Decentralization

Looking ahead, Gate plans to incorporate AI and on-chain data analysis technologies into its wealth management system, launching a Smart Portfolio Engine that analyzes market volatility and on-chain indicators through algorithms to optimize client portfolios in real-time.

Meanwhile, Gate is exploring a decentralized private banking (dPrivate Bank) model, allowing clients to manage their wealth directly via smart contracts, realizing a future financial form of “secure custody + automated returns + verifiable transparency.”

For family offices and ultra-high-net-worth clients, Gate offers exclusive family wealth management solutions, including digital asset trusts, cross-border tax planning, and family fund establishment support, helping clients achieve intergenerational wealth transfer and structural optimization.

As of January 14, 2026, Bitcoin’s market cap accounts for 56.04% of the entire crypto market, with Ethereum at 11.79%. The concentration of market structure reflects that mainstream crypto assets are gaining recognition from more institutional funds. In Hong Kong, over 40% of crypto assets inflow comes from stablecoins, and the approval of spot ETFs for Bitcoin and Ethereum further stimulates institutional inflows. This trend aligns with Gate Private Wealth Management’s core asset allocation logic centered on BTC and USDT. As the market shifts from frenzy to rationality, from speculation to governance, true wealth management is no longer about chasing single opportunities but about establishing a systematic framework capable of enduring cycles.