Half of Retirees Fear Running Out of Money as Pressures on U.S. Retirement Security Intensify, MetLife Research Finds

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MetLife’s 2026 Paycheck or Pot of Gold Study reveals a significant rise in retirement anxiety, with 58% of pre-retirees and 51% of retirees concerned about outliving their defined contribution plan savings due to rising healthcare costs and increased longevity. The study highlights that savings are depleting faster, especially for those taking lump sum withdrawals, and that guaranteed income solutions like annuities are increasingly seen as essential for financial stability in retirement. Both pre-retirees and retirees are seeking more guidance, indicating a growing awareness of the need for reliable income streams.

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