Research Express | Nanjing Bank Hosts 37 Institutions Including CITIC Securities for Research; Non-Performing Rate Expected to Be 0.83% in 2025, Outlook for Stable Asset Quality

MaticHoleFiller · 2026-04-08T15:58:57+00:00

Nanjing Bank recently conducted surveys with 37 institutional investors, focusing on asset quality and development strategies for 2026. The bank disclosed that the non-performing loan ratio in 2025 was 0.83%, with a provision coverage ratio of 313.31%. Moving forward, it will strengthen risk management, promote services to the real economy and business transformation, in order to achieve high-quality development.

MaticHoleFiller

2026-04-08 15:58:57

Abstract generation in progress

Nanjing Bank Hosts Dense Institutional Research Visits in Recent Period, Explains Asset Quality and Development Strategy in Detail

From March 10 to March 31, 2026, Nanjing Bank Co., Ltd. (hereinafter referred to as “Nanjing Bank”) engaged in in-depth exchanges with many institutional investors through various formats, including strategy meetings, institution visits, and online and offline receptions. The research activities attracted 37 institutions, including CITIC Securities, Zhejiang Securities, Industrial and Commercial Fund, China Life Asset Management, and others, focusing on core topics such as asset quality trends and the bank’s 2026 development strategy.

Basic Information on Investor Activity

Item
Content
—
Investor activity relationship category
Participating in strategy meetings, visiting institutions, and conducting online and offline research and exchange with investors
Time
March 10, 2026 - March 31, 2026
Location
Online and offline combined
Name of participating units
CITIC Securities, Zhejiang Securities, Industrial and Commercial Fund, China Life Asset Management, Guotai Haitong, Taikang Fund, Bosera Fund, Ping An Asset, Yangtze Securities, Guoxin Proprietary, Jinjifund, Orient Fund, HSBC Qianhai, Zhongtai Securities, Jiming Fund, Fullgoal Fund, Invesco Great Wall Fund, Harvest Fund, Minsheng Jiayi Fund, Noah Fund, Jianxin Fund, Changsheng Fund, CITIC Proprietary, CITIC Asset Management, Allianz Assets, CMB Sinovino Asset, Guoshou Pension, Runhui, Union Assets, Yingda Securities Proprietary, CITIC Prudential Asset Management, Huatai Securities, Datou Assets, ICBC AMC, Xinhua Assets, Guolian Minsheng, Guohai Securities, and other 37 institutions
Name of personnel from the listed company
The announcement does not mention specific names

Key Takeaways from the Research

Asset Quality: Solid Performance in 2025; Stricter Management and Control in 2026

Regarding the issue of the 2026 asset quality trend that institutions are paying close attention to, Nanjing Bank stated during the research that in 2025, the bank’s non-performing loan ratio was 0.83%, and its provision coverage ratio reached 313.31%. Asset quality remained steady, and risk prevention and control were continuously strengthened. Looking ahead to 2026, the bank will adhere to the理念 of “optimizing risk management and enhancing value creation,” improve and refine a comprehensive risk management system, and continue to do a solid job in asset quality management. Specific measures include continuing to implement a strategy of strict management and tight control, strengthening situation monitoring and process control, and deepening credit risk screening and early warning management, to maintain stable operation of asset quality.

Development Trends: Closely Follow Regional Planning, Focus on the Real Economy and Transformation-Driven Development

Concerning the full-year development trends in 2026, Nanjing Bank pointed out that 2025 was the closing year of the “14th Five-Year Plan” and also a decisive year for the bank’s high-quality development in its new period. The bank has achieved coordinated development across scale, returns, and quality, and the “color” of high-quality development has been further highlighted. In the next stage, the bank’s development strategy will closely follow the core deployment of Jiangsu Province’s “15th Five-Year Plan,” focus on key tasks, and deepen its efforts in the local market while strengthening its distinctive advantages. Specifically, it will continue to work hard to serve the real economy, comprehensively enhance its level of specialized services, coordinate and advance business transformation and development, and achieve simultaneous improvement in steady credit deployment, continuously optimized structure, and better development results as well as sustainability.

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