The Future of the Payment System

Chainalysis has published an analysis on stablecoins.

— By 2035, the volume of stablecoins could grow to $719 trillion
— With normal integration of ( POS, fintech, and mass adoption ) up to $1.5 quadrillion

This is higher than current volumes for traditional payment methods. And within a 5–10 year horizon, stablecoins could catch up to Visa/Mastercard.

Why this will happen:

1. $100 trillion are shifting to миллениалы and Gen Z.

And this is an audience for whom crypto is the default, not an experiment.

2. Integration into fintech.

Stripe is already buying Bridge; Mastercard is coming in through partnerships.

3. Payments, not trading.

The focus is shifting from USDT as a tool to USDT as money.

Key takeaway:

Stablecoins are not “part of the crypto market,” but a new financial instrument that gradually replaces the old system.