Dongguan Rural Commercial Bank's new leadership has led to a three-year consecutive decline in net profit; non-performing loan ratio decreases for the first time after rising for four years

MaticHoleFiller · 2026-04-09T14:16:18+00:00

Dongguan Rural Commercial Bank's 2025 performance announcement shows that operating income was 11.7B yuan, a decrease of 5% year-on-year; net profit was 3.88B yuan, a decrease of 20.24% year-on-year. After the leadership change, the bank's net profit has declined for three consecutive years. The non-performing loan ratio in 2025 was 1.79%, down 0.05 percentage points compared to the previous year.

MaticHoleFiller

2026-04-09 14:16:18

Abstract generation in progress

China Economic Net Beijing April 7th News: Dongguan Rural Commercial Bank (09889.HK) recently released its 2025 annual performance announcement. In 2025, Dongguan Rural Commercial Bank achieved operating revenue of 11.7B yuan, a decrease of 5.00% year-on-year; net profit of 3.88B yuan, a decrease of 20.24% year-on-year; and net profit attributable to the bank’s shareholders of 3.85B yuan, a decrease of 16.67% year-on-year.

Dongguan Rural Commercial Bank changed its leadership in 2023. In April 2023, the bank announced that Wang Yaoqiu submitted his resignation, stepping down from positions including Chairman. In May of the same year, the board of directors resolved to elect Lu Guofeng as Chairman, and his appointment was approved on December 27.

Since the leadership change, the bank’s net profit has declined for three consecutive years.

In 2023, Dongguan Rural Commercial Bank achieved operating revenue of 13.26 billion yuan, a year-on-year increase of 0.18%; net profit of 5.35B yuan, a decrease of 12.11% year-on-year; and net profit attributable to the bank’s shareholders of 5.16B yuan, a decrease of 12.99% year-on-year.

In 2024, the bank achieved operating revenue of 12.31B yuan, a decrease of 7.15% year-on-year; net profit of 4.86B yuan, a decrease of 9.08% year-on-year; and net profit attributable to the bank’s shareholders of 4.63B yuan, a decrease of 10.40% year-on-year.

As of December 31, 2025, Dongguan Rural Commercial Bank’s non-performing loan ratio was 1.79%, down 0.05 percentage points from the end of the previous year.

Previously, the bank’s non-performing loan ratio had increased for four consecutive years. At the end of 2020, 2021, 2022, 2023, and 2024, the non-performing loan ratios were 0.82%, 0.84%, 0.90%, 1.23%, and 1.84%, respectively.

(Editor: Tian Yunfei)

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