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Guangdong: Encourage insurance companies to design exclusive insurance plans tailored to the needs of individual businesses with different production and operation characteristics
On April 7th, the Guangdong Provincial Development and Reform Commission issued the “Several Measures to Support the Development of Individual Business Owners in Guangdong Province,” which proposed encouraging insurance companies to design exclusive insurance plans tailored to the different production and operation characteristics of individual business owners, providing specialized insurance products for specific types such as catering, accommodation, and micro-enterprises. It promotes insurance companies to develop suitable commercial insurance products for new forms of platform economy employment, strengthening rights and interests protection such as personal accident injuries. It encourages innovative and flexible payment services, explores simplified claims assessment and settlement models, and promotes online insurance claims, policy inquiries, and other services to meet the temporary, sudden, and high-frequency insurance service needs of individual business owners.