Construction Bank Shuangyashan Branch: Precise Empowerment of Business Development Demonstrates Responsibility

From: Xinhua Finance and Economics

The Bank of Construction Shuangyashan Branch continues to deepen its service focus, based on local development realities, injecting development momentum into regional enterprises through precise financial supply.

“Our belt conveyor hydraulic deviation adjustment device just passed patent reexamination, and we are currently rushing to produce a new batch of mining equipment orders. Raw material procurement and R&D expansion require a lot of funds.” In the workshop of Jinnuo Hengye Machinery Manufacturing Co., Ltd. in Shuangyashan City, the machine tools are operating at high speed, and workers are busy assembling parts. The company leader Sun Yuehui’s words are full of enthusiasm.

Staff from the Bank of Construction Shuangyashan Branch (left) visit specialized and innovative enterprises

As a national high-tech enterprise, a provincial specialized and innovative small and medium-sized enterprise, and a provincial engineering technology research center, the company has established a foothold and steadily led in the field of mining equipment manufacturing with multiple patented technologies such as the belt conveyor hydraulic deviation adjustment device and anti-breakage conveyor structure. As market orders continue to grow, the company enters a critical stage of technological iteration and capacity expansion, with increased R&D investment and concentrated raw material procurement, leading to rising capital turnover pressure.

After understanding the company’s needs, the inclusive financial service team of the Bank of Construction Shuangyashan Branch immediately went to the site to connect, delved into the workshop to understand production and operation conditions and pain points, and tailored a dedicated financing plan for them. “For specialized and innovative enterprises like Jinnuo Hengye, we have launched the ‘Shanxin Loan.’ This is a pure credit working capital loan with high limits, long terms, and quick approval, capable of precisely matching the company’s full-process funding needs for R&D and expansion, effectively solving the financing difficulties without collateral,” said Zhang Jinming, General Manager of the Inclusive Finance and Rural Revitalization Center of the Bank of Construction Shuangyashan Branch.

Based on this plan, the branch quickly opened a green approval channel for the enterprise and precisely allocated 10 million yuan in working capital loans. This timely financial support effectively alleviated the company’s capital pressure, injecting strong momentum for the company to streamline operations and accelerate development. “The bank’s service is efficient and pragmatic, funds arrive promptly, and it truly solves our development problems, giving us more confidence and footing to expand production, increase efficiency, and innovate,” Sun Yuehui sincerely said.

It is reported that not long ago, on the government-enterprise platform jointly built by the Lingdong District Finance Bureau and the Industry and Information Technology Bureau of Shuangyashan City, the Bank of Construction Shuangyashan Branch engaged in in-depth exchanges and precise docking with multiple enterprises in the jurisdiction, thoroughly surveyed their financing needs, and established demand lists and service ledgers. Relying on this platform, the bank promptly grasped enterprise demands, providing tangible financial support, achieving a seamless connection from “understanding needs” to “solving problems.”

“Serving the real economy is the mission of finance, and it is also our responsibility,” said Yu Hongyu, President of the Bank of Construction Shuangyashan Branch. He stated that in the future, financial services will continue to be directed to where enterprises need them most, deepening government-bank-enterprise cooperation, continuously optimizing inclusive financial services, and focusing on key areas such as specialized and innovative enterprises, manufacturing, and small and micro enterprises. With more precise financial supply and more efficient service measures, they aim to inject financial momentum into high-quality regional economic development.

Editor: Mu Hao